1. Objectives It is the goal of Stock FX Finance to help users enter and navigate the cryptocurrency space, and provide tools to help users make their own sound decisions relative to growing their wealth. Services are intended for medium- and long-term investors.

2. Activities 2.1 Users are the full and sole owner of their exchange accounts and carry all responsibilities that come with opening, holding, and managing such accounts. 2.2 Asset allocation Stock FX Finance uses dynamic, proprietary algorithms to define and perform portfolio allocation, based on user input. Manual trades or transactions conducted by users may limit Stock FX Finance’s account monitoring and reporting ability. 2.3 Fund deposits and withdrawals Users are responsible for depositing and withdrawing funds to/from their account, however Stock FX Finance will provide clear instructions on how to do so. 2.4 Account monitoring and reporting Stock FX Finance will continuously monitor user accounts and provide users with a monthly dashboard with easy-to-understand portfolio and performance details.

3. Fees Stock FX Finance does not charge any additional or hidden fees. For any transaction or trading fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security 4.1 Infrastructure Stock FX Finance is powered by Google Cloud. Google Cloud helps reducing the cost, complexity, and risk associated with security and compliance in the cloud. 4.2 Exchanges Stock FX Finance thoroughly vets its partners and only works with major “top-10” exchanges. User funds remain on their personal exchange account and interactions between Stock FX Finance and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.